Reviewing Nutmeg - Thinking About Pensions

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Okay so this may not be something that you stop and think about every day - but there are some startling facts around about the UK's general pension provision.

Nutmeg offer an easy to use, intelligent approach to pension planning.

*image credit to Nutmeg*

They offer an expertly managed pension fund that you can tailor make to suit your overall attitude to investment risk, and they will rebalance this on a regular basis as part of the service - with surprisingly low annual management charges.   Rebalancing helps to keep your plan at the risk level you choose, and encourages selling investments when they are highly priced and using the funds to buy other low pried investments, with a constant view on enhancing the value of your pension pot, whilst ensuring that your risk level doesn't go above what you have chosen.

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Project 365 Days 158 - 171

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My blog has been a little neglected over the last few weeks so I completely missed last weeks Project 365 but I did take photos so here is our last two weeks in photos.

158/365 - Big J has recovered from his week in Malaga so it was out in the garden for some splashing fun.

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Early Father's Day Meal At Brewers Fayre

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If you are a regular reader you will know that we do like going out for meals at our local Brewers Fayre. As Father's Day is approaching we popped along for an Early Father's Day Meal. If you have visited a Brewers Fayre before you will know that they offer a variety of Menus. A normal menu with pub meals, Chef's Counter Menu and a Kids Menu.

When we have the kids with us we almost always choose Chef's Counter. Its a buffet style menu that starts at 5pm with a different theme every night of the week. It includes Burger and Hotdog night, Mexican, Curry and on Fridays it is Chip Shop Buffet Night.

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A Double Decker Bacon Sandwich For Father's Day

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I'm not the biggest fan of meat but I do like Bacon so when Roberts Bakery asked me to serve up a delicious bacon butty for Daddy on Father's Day I was happy to join in. 

Daddy doesn't like anything fancy he is likes plain and simple when it comes to food. So I knew there would be no fancy relishes or garnish just a simple bacon butty.

Roberts Bakery sent us a lovely pack which included everything we needed to make the perfect bacon butty. I decided to add a little bit extra to Daddy's butty and included cumberland sausages too.

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The Value Of A Parent

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I have almost completed my first year back in work after being on extended maternity leave. As many will know you only get 9 months maternity pay so for the extra year I took off I had no income at all. It was a hard choice but as little J had so many hospital appointments Daddy and I decided it was best to stay at home and take care of little J. 

Our Boys

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It's National Picnic Week

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This week is National Picnic Week. We love picnics and try and have one as often as we possibly can. Whenever we head to the park or beach we always take a packed lunch with us. It's something we have always done since big J was a baby. There is something special about enjoying your lunch on a nice tartan blanket in the great outdoors. The best thing about a picnic is that you don't even have to leave your home to enjoy one. We have had many garden picnics, teddy bears picnic and even a carpet picnic on a rainy day.

Garden Picnic 

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Trunki Yondi Monkey Review

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I recently took part in a twitter party hosted by Britmums all about car journeys. Lots of people joined in with hints and tips on how to make car journeys with the kids more exciting and more comfortable.  As a family we travel up and down the country all the time so I did have some tips to share. I always like the boys to have a snooze especially if its a long journey as it passes the time. Big J is usually on his phone and little J loves the iPad but they both do relax.

When we were sent a Trunki Yondi Monkey to review I was convinced little J wouldn't be interested. The Trunki Yondi is a child's neck pillow He doesn't like things on him such as caps, sunglasses etc so I thought he might try and pull it off straight away but I was willing to give it a try. He always looks hunched over in his car seat and when he does fall asleep his head drops to his chest and it looks so uncomfortable. We are always reaching over and trying to prop his head back up.

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Father's Day Gift Ideas

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Father's Day will soon be here and if I am honest I haven't got a clue what we are buying Daddy yet. I usually sway to something related to technology because that is what Daddy loves. I know he would love an Apple iWatch but he might have to ask Father Christmas for that. I do love buying little 'Daddy' gifts too such as teddies and mugs but we have so many and like I said recently about buying anniversary gifts there must come a point where you have to stop.  Here are just a few choices that I may consider for Daddy.

Personalised Square Cufflinks 

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WOW Toys Countdown Calendar Competition

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You may have spotted a nice new shiny badge on my sidebar this week letting you all know that I am now a WOW Blogger Buddy. We have recently been browsing toys shops and online for some new toys for little J because he has a sudden interest in figures and playsets and WOW was one of the brands we were looking at. I was so happy to receive an email to say that WOW toys would us to check out their new Countdown Calendars and also give one away to my readers.

I'm sure most of you will know WOW Toys and will agree that they are perfect for little ones. The toys are so colourful, cheery, chunky and they don't need batteries. I was quite excited to hear more about the WOW Toys Countdown Calendar. I instantly thought about Advent calendars and how exciting it is for little ones to open them each morning, counting down the days till Christmas.

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What To Pack In A Teenager's Suitcase

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Big J has just arrived home from his third trip abroad without us. Its so weird to think he has experienced parts of the world without us. He has been to Rue in France for 5 days, Skiing for a whole week and last week he went to Spain for 5 days.

When it came to packing his suitcase he really wasn't interested at all. I think thats a boy thing because Daddy doesn't like packing either. They both are just happy to watch me do it. I did make a list of things he needed to make it easier for him but I still ended up doing it.

First I packed his hand luggage. He didn't have much in it as the school already had his Passport, EHIC and Euros. His hand luggage just had his phone, earphones, wallet containing some english money for the airport and plane and a book.

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Project 365 Days 151 - 157

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Well its been a funny old week which started with all four of us but that soon went to just Little J and I. Big J jetted off to Spain on a school trip early hours Monday morning and didn't return until Friday evening. Daddy was away with work in the middle of the week so it was an unusually quiet house.

151/365 - Today was mainly spent packing for Big J's holiday to Spain.

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Win An Organix Hamper Worth £25

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If you have read my blog before you may have noticed that little J loves his food. The good thing about him is he will try anything and he usually likes everything he tries. I'm so glad as it's hard work when you have a fussy eater. I love knowing that he will eat home made meals, fruit and vegetables. 

For a treat Little J absolutely loves Organix Goodies. His favourite are Carrot Cake Soft Oaty Bars. Whenever he wants one he says 'cake' its so cute. He has tried most of the Organix goodies range and likes it all. The finger foods are another of his favourites including Tomato Slices. They look just like a pack of crisps and he loves having the control of eating as many or as few as he likes.

 I am so excited to team up with Organix to offer 3 of my lucky readers the chance to win an Organix Hamper worth £25

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Brothers By Willow Tree

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Yesterday Daddy and I celebrated our 5th Wedding Anniversary. Its been a odd week with Daddy working lots and Big J on holiday in Spain. For most of the week it was just little J and I so we didn't make any specific Anniversary plans. Usually we will do something special but we decided to visit Alton Towers a few weeks earlier and maybe just go out for a meal on our actual anniversary.

Brothers by Willow Tree

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